Powered by Bean AIClose the Books in 3 Hours, Not 12 Days
Bean is your AI accounting assistant that flags miscoded transactions, finds missing accruals, reconciles your bank, and writes board-ready strategy reports — automatically.
No spreadsheet gymnastics. No Sunday night reconciliation. Just ask Bean.
$99/month per org — cancel anytime Connects to QuickBooks, Xero, and more 2-minute API connection
The Problem
Your Accounting Platform and Your Bank Feed Live in Separate Worlds
You're cross-referencing reports, manually hunting for miscoded transactions, and hoping you didn't miss an accrual at 9 PM. Your accounting software shows what was recorded. Your bank feed shows what cleared. Neither shows what's wrong, what's missing, or what to tell the board.
6+
Days to Close
Half of accounting teams take six or more business days to close the books each month — double what they target.
0
AI Insights from Your GL
QuickBooks, Xero, and Sage have no anomaly detection, no accrual intelligence, no conversational analytics. You're flying blind on close quality.
$5K+
Fractional CFO Monthly
The average fractional CFO retainer runs $5,000–$15,000/month. At $99/month, Bean handles the analysis that eats 40% of that time.
The Solution
Ask Bean. Get the Answer.
Connect your accounting platform. Bean cross-references everything — GL, vendors, bank lines, budgets — and answers questions in plain English with specific dollar amounts and drillable visualizations.
Bean — AI CFO Assistant
● Online • Meridian Consulting Group
Where are we most over budget this month?
🔧 get_variance_analysis
Contractor Fees is your biggest budget problem — you're $36,276 over budget, spending $44,276 against an $8,000 budget (453% over).The primary driver is a $9,600 charge from Nexus Strategy Partners — a 12× spike over their $800/month baseline. I've also flagged 3 miscoded transactions totaling $19,299.
Recommended: Verify the Nexus engagement was pre-approved. Review the 3 miscoding flags and approve reclassifications.
Revenue$107,000
Expenses$52,200
Net Income$54,800
Budget vs. Actual — March 2026 (click any bar to drill down)
Under budget Over budget Budget target
Show me the unresolved items blocking the close
🔧 get_close_status
You have 9 items remaining across 4 features:• 3 miscoding flags — $19,299 reclassification exposure (2 HIGH confidence)
• 2 missing accruals — $7,700 (Apex IT $3,200 + Metro Property $4,500)
• 3 unmatched bank items — $245 reconciliation gap
• 1 anomaly — Nexus Strategy $9,600 (12× baseline)
Resolve these 9 items and you're done. Estimated completion: 3 hours.
How It Works
From Connection to Board-Ready in 3 Steps
01
Connect Your Platform
Link your QuickBooks Online, Xero, or other accounting platform via secure API in under 2 minutes. Your data syncs automatically on a schedule — or on demand whenever you need a fresh pull.
02
Ask Bean Anything
Bean has 11 tools that query your GL, bank lines, vendors, budgets, and close status. Ask in plain English — get answers with specific dollar amounts, drillable visualizations, and prioritized recommendations.
03
Close and Present
Accept or reject every flagged item. Bean generates board-ready CFO Strategy Reports with executive summaries, variance charts, and prioritized recommendations. No PowerPoint required.
Combined Intelligence
Every Insight Your Accounting Platform Can't Show
CFO Sidekick cross-references your GL data with bank transactions, vendor history, and budgets to surface insights no single system can provide.
Miscoding Detection
Flags transactions coded to the wrong GL account by analyzing vendor history patterns across periods. Catches errors your accounting software's rules can't.
Accrual Intelligence
Identifies missing month-end accruals by detecting recurring vendors with no current-period activity. No more forgotten accruals before close.
Smart Reconciliation
Three-bucket matching — auto, suggested, unmatched — with fuzzy vendor matching and intelligent resolution suggestions for every unmatched item.
Anomaly Detection
Spots unusual vendor amounts and account-level spikes using statistical baselines. A $9,600 charge from an $800/month vendor? Flagged instantly.
New Payee Detection
Surfaces every first-time vendor in the current period with AI-suggested categorization, cross-references to miscoding and anomaly flags, and one-click review.
Variance Analysis
Auto-generates budget vs. actual breakdowns with root causes — not just numbers, but explanations a board member can understand.
Financial Statements
Auto-generates P&L, Balance Sheet, and Cash Flow with multi-period comparison, year-over-year trends, and budget-to-actual variance — all in one click.
CFO Strategy Reports
One-click board-ready reports with executive summary, revenue/expense analysis, cash position, close quality, and strategic recommendations — auto-generated by Bean.
Comparison
Why Not Just Use Your Accounting Software's Reports?
Your GL records transactions. CFO Sidekick tells you what's wrong, what's missing, and what to tell the board.
| Capability | QBO / Xero | FloQast / BlackLine | CFO Sidekick + Bean |
|---|---|---|---|
| GL Management & Reporting | ✓ | ✓ | ✓ |
| Financial Statements (P&L, BS, CF) | Basic | ✓ | ✓ Multi-period + Budget |
| Bank Reconciliation | Basic | ✓ | ✓ Smart 3-way |
| AI Miscoding Detection | ✗ | ✗ | ✓ |
| Automated Accrual Identification | ✗ | Checklist | ✓ AI-driven |
| Anomaly Detection | ✗ | Limited | ✓ |
| New Payee Detection & Review | ✗ | ✗ | ✓ AI-categorized |
| Variance Analysis with Narratives | ✗ | Basic | ✓ Auto-generated |
| Conversational Analytics (AI Chat) | ✗ | ✗ | ✓ Bean |
| Board-Ready Strategy Reports | ✗ | ✗ | ✓ Auto-generated |
| Multi-Org Context Switching | Manual | Basic | ✓ One-click |
| Pricing | $30–90/mo | $1,000+/mo | $99/mo |
Proactive Intelligence
Bean Doesn't Wait for You to Ask
Bean continuously monitors your data and surfaces issues before they become problems.
🔴
Bank Rec Drift: $245 Unmatched
3 bank lines remain unmatched after 5 days. Investigate Mystery Deposit ($5K) and Pending Check ($3.5K) to clear the reconciliation.
🟡
Missing Accrual: Apex IT ($3,200)
Recurring vendor billed $3,200/month in Jan and Feb. No invoice received for March. Book the accrual before close.
🟡
Anomaly: Nexus Strategy 12× Baseline
$9,600 charge vs. $800/month average. Verify Q1 strategic planning engagement was pre-approved before closing.
🔵
3 New Payees Need Review
Hartwell Inc. ($12,500), Rippling ($610), DocuSign ($225) — first-time vendors this period. Categorize and approve before close.
Built For You
Built for Finance Professionals Who Close Books
If you manage month-end close for SMBs, CFO Sidekick was built for how you actually work.
Fractional CFOs & Controllers
Managing 5–20 clients? Switch between orgs in one click. Bean remembers each client's patterns, vendors, and compliance needs.
Senior Accountants at SMBs
Companies doing $1M–$50M in revenue. Complex enough to need real close procedures, too small for FloQast or BlackLine.
Outsourced Accounting Firms
Serving multiple clients? CFO Sidekick scales with you. Multi-org support means one login, all clients, full context.
Finance Leaders Who Present to Boards
Need board-ready reports without the slide deck grind? Bean generates CFO Strategy Reports with charts, narratives, and recommendations.
Pricing
One Plan. Everything Included.
CFO Sidekick Pro
$99
per organization / month
14-day free trial • Cancel anytime
- ✓ Bean AI Chat — 11 financial tools, unlimited queries
- ✓ Miscoding Detection — pattern-based GL flagging
- ✓ Accrual Agent — automated missing accrual identification
- ✓ Smart Bank Reconciliation — 3-bucket matching
- ✓ Anomaly Detection — vendor & account-level anomalies
- ✓ New Payee Detection — AI-categorized first-time vendors
- ✓ Variance Analysis — budget vs. actual with narratives
- ✓ Financial Statements — P&L, Balance Sheet, Cash Flow
- ✓ CFO Strategy Reports — board-ready, auto-generated
- ✓ Multi-Org Support — one-click client switching
- ✓ Platform Integrations — QBO, Xero, and more
The average fractional CFO retainer is $5,000–$15,000/month. Bean handles the analysis work that eats 30–40% of that time. At $99/month, one caught miscoding or one recovered accrual pays for the entire year.
FAQ
Questions? Answered.
It's a 2-minute setup. Connect your QuickBooks Online account via secure API — just authorize access and your data syncs automatically on a schedule or on demand. No manual exports, no file uploads required.
Once connected, Bean starts analyzing immediately. Within minutes you'll see miscoding flags, missing accruals, anomalies, and your full close status. Ask Bean any question and get answers with specific dollar amounts in under 3 seconds.
FloQast and BlackLine are enterprise close management tools ($1,000+/month) designed for large accounting teams with checklists and workflow automation. CFO Sidekick is built for fractional CFOs and SMBs at $99/month. We offer AI-driven detection (miscoding, accruals, anomalies) and conversational analytics (Bean) that neither competitor provides. No annual contract, no migration required.
Yes. Every organization's data is isolated in its own database partition with Row-Level Security (RLS). Data is encrypted in transit and at rest. We use Supabase (PostgreSQL) with enterprise-grade security controls, including SOC 2 Type II compliance. Your data is never shared between organizations or used for training.
Bean only reports numbers from your actual data — it doesn't fabricate figures. Every suggestion includes a confidence level (HIGH/MEDIUM/LOW) and an explanation showing Bean's reasoning. You always make the final decision to accept or reject every flagged item.
We're actively building integrations for Xero, FreshBooks, Sage, NetSuite, and other platforms. If your accounting system isn't listed, let us know — we prioritize the integrations our users need most.
Stop Guessing. Start Closing.
Your accounting data and bank feed have the answers — they've just never been combined with AI that knows what to look for. Bean does.
Start Your 14-Day Free Trial — $99/mo →